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Rhode Island Interest Only Mortgage Rates

Updated: January 19, 2018

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Displaying rates for Mortgage Refinance in RI for $200,000

4.576%

APR
30 Year Fixed
4.500% Rate $1,014/mo
  • Updated January 19, 2018
  • A+ Rating with the Better Business Bureau

4.846%

APR
30 Year Fixed
4.750% Rate $1,044/mo
  • Updated January 19, 2018
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated January 19, 2018
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4.357%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated January 19, 2018
  • Get a free and no obligation rate quote in Rhode Island.
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  • Call now and lock-in your low rate!
PRODUCTS RATES +/-
30 Year Fixed 4.31%
15 Year Fixed 3.44%
5/1 ARM 3.67%
Friday, January 19, 2018

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Mortgage rates for Rhode Island go up to 4.31%

Friday, January 19, 2018

Mortgage rates for Rhode Island on Lender411 for 30-year fixed-rate mortgages are at 4.31%. That increased from 4.25% to 4.31%. The 15-year fixed rates are now at 3.44%. The 5/1 ARM mortgage for Rhode Island is now at 3.67%.

Interest Only Rates in Rhode Island

When you buy a home in Rhode Island or refinance your existing mortgage with an interest only mortgage loan, you are taking out a 30-year mortgage, electing to pay "interest only" (instead of principal + interest) for a set period of time, such as 3, 5, 7 or 10 years. After the end of the "interest only period", the monthly payments readjust to include the principal, and the loan is re-amortized for the remaining years. Check out our main page on Interest Only Mortgage Rates.

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