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Texas Interest Only Mortgage Rates

Updated: April 04, 2020

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Displaying rates for Mortgage Refinance in TX for $200,000

3.342%

APR
30 Year Fixed
3.125% Rate $857/mo
  • Updated April 04, 2020
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PRODUCTS RATES +/-
30 Year Fixed 3.38%
15 Year Fixed 3.41%
5/1 ARM 4.13%
Saturday, April 04, 2020

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Mortgage rates for Texas go down to 3.38%

Saturday, April 4, 2020

Mortgage rates for Texas on Lender411 for 30-year fixed-rate mortgages are at 3.38%. That dropped from 3.43% to 3.38%. The 15-year fixed rates are now at 3.41%. The 5/1 ARM mortgage for Texas is now at 4.13%.

Interest Only Rates in Texas

When you buy a home in Texas or refinance your existing mortgage with an interest only mortgage loan, you are taking out a 30-year mortgage, electing to pay "interest only" (instead of principal + interest) for a set period of time, such as 3, 5, 7 or 10 years. After the end of the "interest only period", the monthly payments readjust to include the principal, and the loan is re-amortized for the remaining years. Check out our main page on Interest Only Mortgage Rates.

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