VET Benefits

My father is ill / in a coma and i have been trying to get some info about his house that is on a VA loan. If he passes away, is the loan transferable to non VET? I am in the will and this is not explai...

Waiting Time to Refi

Is there a waiting period after purchasing to refinance?

what score do I need for a loan?

Home sales in San Francisco dropping like flies.

I moved to SF bay area 10 years ago, after the market recession and came up on a fixer-upper, Victorian home for under $500k. My home is now valued at $1.3 million. Unfortunate, the SF home sales have d...

Loan Not reporting on Equfax

I travel for work, (in Ukraine 8-10 months of the year) and I have family handle my financial affairs. I am on another time zone so it becomes difficult to manage and keep up with financial affairs myse...

What is the best response to my underwriter when he asks for a letter st...

Home Owners Insurance

I would like to opt out of including my homeowners insurance in the loan. Is that possible? My goal is to pay cash for my home owners insurance so that my monthly payments are lower.

Refinance Question

I would like to refinance to lower my mortgage payments, but the current market fixed 30 year rate at 4.71% is high than the rate for my loan (balance $138,588 and 3.78%). I would like to know if now is...

do different lenders have different fees?

I was approved for $485k by B of A. But I wanted to know about shopping around for fees. Will different lenders charge differently (more/less points) on the back-end (broker fees)? Does it pay to shop a...

Items missing on credit report (these are good things!)

I have been looking to applying for a home loan, and when I went to pull my credit yesterday (i pull monthly) I saw that my auto finance company did not report the last 2 payments. Will this negatively ...

What are the home specifications for USDA loan?

Does it need to have rails for stairs, perfect siding, ect.

Can I get a line of credit on my manufactured home

New Home Buyer Questions

My wife and I want to be on the title and mortgage both for our first home. Unfortunately, her credit is not good, although she has good income (FICO 465, Gross $122,000/year). I, on the other hand, hav...

what are rules for first time home buyer?

I purchased a home in the Ukraine, back in 1979. It was sold in 1999 before I moved to USA in 2000. I was denied for a first time home buyer program. I am thinking this program is for fist time home buy...

deposit

I put 1000 deposit for a new house, but 3 weeks before the closing day, the lender said the mortgage rate become higher so made the monthly payment become higher than what we can afford. Can I get my de...