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1st Time Buyer

Hello - I am a 1st time buyer but I have a bit of an issue. My name and credit was used in mortgage fraud about 3 months ago. The loan is still on my credit report and I am worried this will effect me as a 1st time buyer and my ability to get approved by the CalHFA Zero Interest Program. by ubilel.nahli890 from Oxnard, California. 8 days ago Reply

Dan Paladin (dpaladin)
#1 ranked lender in California - 515 contributions

That could be tricky....I am assuming you would have to provide documentation that it was not you. A discussion would be needed with Calfha regarding the docs you can provide to determine the outcome. As the statement regarding interest the Zip has ZERO% interest and if you add MyHome that only has a 2.5% simple interest nowhere near 8% as someone else indicated. If you would like my help feel free to contact me 562.254.5616.

7 days ago

Did you know that program you're looking for has to be repaid with an 8% interest on the second mortgage. I have programs that are conventional that don't require to be a first-time home buyer and are a hundred percent freeRyan Romero is Cardinal Financial nmls 333803Branch manager 619-884-9116

8 days ago
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