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620 middle credit score, need a loan in WA?

by philip442 from Sedro Woolley, Washington. Dec 28th 2015 Reply


Dave Skow (daveskow)
#16 ranked lender in Washington - 261 contributions

12/28Philip - thanks for the question ....are you looking for a refinance or a purchase loan ? where and when did you last obtain your credit scores from ?tcan you provide a simple outline of what you are needing to do ?thanks Dave SKow Eagle - Seattle 206 714 9745 daveskow@eqaglehm.com

Dec 28th 2015
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Dalibor Vavrek (Dalibor)
#89 ranked lender in Washington - 29 contributions

Most lenders require at least 640 middle credit score for conventional loans however under FHA programs you may qualify with credit credit scores as low as 560.Please contact me at 425-351-5363 Dali , WAFIRST Mortgage; daliborv@wfmtg.com

Dec 28th 2015
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,722 contributions

The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Dec 29th 2015
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