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Active Chapter 13

Any lenders in the Houston Texas area that work with people in active chapter 13, no missed payments less than a year from discharge? by pearljetpack553 from Pearland, Texas. Jun 5th 2017 Reply

William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,727 contributions

Possibly.. you need to search for "Mortgage Bank or Mortgage Broker".. stay away from credit unions and big box banks.. they wont do it. Lending guidelines do allow for a refinance or purchase, with BK trustee permission, no missed/late payments in the past 12 months.. and you must have sufficient credit score income, and Debt to income ratios to qualify.. but there is a way.. you just need to find the right source. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Jun 5th 2017
Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,054 contributions

FHA loans allow potential financing with an active Chapter 13 bankruptcy as long as all payments have been made on time, and the bankruptcy trustee gives permission to enter into a loan. But you still must meet all other loan guidelines too. Contact a local mortgage broker in your area for more assistance. For active Chapter 13 loans in MN, WI, and SD, visit me at

Jun 6th 2017
John Burke (jburke)
#29 ranked lender in Texas - 227 contributions

Hi Pearljacket553,I'm a mortgage banker in Austin & I specialize in helping folks with bankruptcies become home owners again. | Please feel free to contact me for more information or help. | John Burke | Senior Mortgage Banker | Great Plains National Bank | (877)228-9069 | Lending in ALL 50 states

Jun 6th 2017
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