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Adding non-citizen to mortgage title.

My wife is not a citizen of the US. Can I add her to the title of my loan? by cumarana624 from Boca Raton, Florida. Aug 13th 2018 Reply


Lorne Harvey (lorneharvey)
#81 ranked lender in Washington - 431 contributions

You can add her to the title to the property, most likely not to the loan itself.

Aug 13th 2018
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,726 contributions

Absolutely.. you don't have to be a citizen to own real estate in the USA.. so adding her to the title isn't a problem.. But for loan purposes.. most conforming loans require that the person going on the loan be here legally, and if they have a visa, then only certain types of visa's are allowable. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893

Aug 14th 2018
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