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alternative to HARP

i cannot use HARP. what are other options? i have an fha mortgage, great credit, never missed a payment, help! by flippercurtis7846... from Holmesville, Ohio. Nov 11th 2014 Reply


Tim Bradford (Tim Bradford)
#6 ranked lender in Ohio - 145 contributions

Flipper, FHA has a streamline refinance. I would be glad to talk to you regarding it. You should find my phone on my profile page.

Nov 11th 2014
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Flipper if over equity you can do a streamline without appraisal. Please feel free to call me at 513-229-9661. Ask for our fha and conventional specialist Rick. We are located in Mason OH and very familiar with this program and your area. You might be able to do a conventional loan as well. Thanks.

Nov 11th 2014
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Fha streamlines are very easy. No appraisal needed. Contact me for anywhere in Ohio. Rate is 3.75% to 4% with no closing costs depends on credit and loan amt. My cell.Is 513 602 5498. Thanks Jennifer

Nov 11th 2014
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,055 contributions

FHA has a built in feature called the "Streamline Refinance" which enables you to refinance your existing balance without the necessity of an appraisal. This refinance is also a limited documentation loan as well, so you typically don't need to provide tax returns or w2's etc.. Additionally, if your loan was initiated prior to June 2009, then FHA allows for a reduced MI rate and reduced upfront premium. Try reaching out to a local mortgage broker and let him put together a written quote for your review.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Nov 12th 2014
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Sean Young (SeanYoung)
#2 ranked lender in Colorado - 1,109 contributions

With an FHA loan you can do an FHA Streamline refinance. Talk with a local loan officer and have them present you all of your options. Best wishes, Sean

Nov 12th 2014
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Phil Dumouchel (PhilDu)
#1 ranked lender in South Carolina - 2,228 contributions

The FHA streamline option is your best option, as long as there is benefit to you. Contact an experienced lender today!

Nov 12th 2014
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