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Are there any lenders available for Ch 13 BK less than 2 years discharged?

by paulklaas1969359 from Glenshaw, Pennsylvania. Oct 20th 2013 Reply


William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,726 contributions

Yes.. FHA has a new loan product called "Back to Work".. if you have had a BK, Short Sale or Foreclosure and 12 months has passed with no late payment on any obligation in the past 12 months, you can get FHA Loan to PURCHASE, however this program will not work for refinancing.. For a refi, you will need to wait 2 years.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Oct 21st 2013
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Brian Devlin (briandevlin)
#103 ranked lender in New Jersey - 12 contributions

Purchase or Refinance?

Oct 20th 2013
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Refinance of a land contract 18 months old with perfect payments. 80% or less ltv

Oct 20th 2013
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Brian Devlin (briandevlin)
#103 ranked lender in New Jersey - 12 contributions

ok, Thanks. I don't know any lenders these days doing land contracts. Sorry.

Oct 20th 2013
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,240 contributions

Once you hit the 2 year mark you'll have options, otherwise you're only option will be an alternative lender - and even then it may be difficult. Be careful what you agree to...

Oct 21st 2013
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HI PAUL:QUESTION...WHEN WAS THE DISCHARGED/DISMISSAL DATE FOR YOUR CH 13? HAVE SOME QUESTIONS I CAN EMAIL U FROM MY U/WRITER TO DETERMINE IF WE CAN HELP...MICHEL.CONVIN@BANCHOMELOANS.COM OR (703) 505 5300..WE ARE BANK LENDING NATIONWIDE.

Oct 22nd 2013
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