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bad credit VA home loan in Washington

my credit is 675 and i need a loan of approximately $120K.. by mike9swanson23307 from Gifford, Washington. Jun 12th 2015 Reply


Lorne Harvey (lorneharvey)
#81 ranked lender in Washington - 418 contributions

I can help you work through this. You can apply online atwww.loanharvey.comThank you

Jun 12th 2015
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Robert Hardy (rob.hardy@apmortgage.com)
#94 ranked lender in Washington - 13 contributions

Hi Mike.. VA loans are approved up to 100% financing, regardless of your credit situation. If you are in the market to purchase a home.. feel free to give me call. If you have or your DD-214 form available or can access it then you're on your way to home ownership. I'd be glad to help!! Robert Hardy Central Banc Mortgage Corp. Lic#1069254 206.973.6394 or rob@centralbancmtg.com

Jun 12th 2015
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Jamie Lynne (nationwidelenderforyou)
#142 ranked lender in Texas - 575 contributions

We lend down to a 530 on VA loans, so we should have options for you. Let's discuss your loan scenario! My number is 800 315 8803 and my name is Jamie. I have been lending nationwide since 1989 and am happy to answer your mortgage questions. Jamie - NMLS 850582 , www.bartprequalifies.com, 800 315 8803

Jun 13th 2015
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Mike, How much is your home worth? If you can get me your address, and income I can structure financing for the best program you currently qualify for. Or call me at 949-559-9929

Jun 14th 2015
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,917 contributions

More info would be needed to say for sure if you would qualify, but in general, lenders doing FHA loans look for a mid score of 620 - 640 or above.. and for conventional, a 660 or above.. but you need more than a credit score to obtain financing.. debt, debt to income, job, credit deficiencies, loan to value, etc, etc, etc.. without knowing all the details it's impossible for anyone here to say for sure.. so the the best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jun 15th 2015
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Jamie Lynne (nationwidelenderforyou)
#142 ranked lender in Texas - 575 contributions

We lend down to a 530 on VA loans nationwide, so we should have options for you. Let's discuss your loan scenario! My number is 800 315 8803 and my name is Jamie. I have been lending nationwide since 1989 and am happy to answer your mortgage questions. Jamie - NMLS 850582 , www.bartprequalifies.com, 800 315 8803

Jun 16th 2015
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