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Can an unmarried couple refinance a mortgage?

What I mean is can both people's credit and income be used to obtain the mortgage loan even though they are no tmarried? by cynthia.emetts644 from Arvada, Colorado. Feb 18th 2014 Reply


Robert D (coloradolenders)
#81 ranked lender in Colorado - 12 contributions

Yes, there is no problem in doing that. Check out our website and call Robert anytime to discuss further or get started on a pre-approval. www.coloradolenders.com 303-578-9202. Have a nice day!

Feb 18th 2014
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Corey Seitz (Corey_Seitz)
#37 ranked lender in Colorado - 24 contributions

Hi Cynthia, There is no requirement that co borrowers are married. We are a local Colorado company with very aggressive pricing. It is important to get 3 rate quotes, if you would like a quote please let me know. Thanks, Corey corey_seitz@excelfg.com

Feb 18th 2014
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Hi Cynthia, absolutely you can. If you would like more information or would like to review a couple of loan scenarios please call me at 303-521-7169 or email at loanofficerseanyoung@gmail.com , best wishes, Sean

Feb 18th 2014
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,486 contributions

Yes.. there is nothing prohibiting this, however the rules are different if only one of you live in the property.. and certain scenarios might not be allowed.. if you want to know for sure, then the best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Feb 18th 2014
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Absolutey, we add both parties income and both parties minimum monthly credit obligations together to determine if they qualify. Please feel free to contact me at 970-748-0342 to discuss your situation.

Feb 18th 2014
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Jason Vondrak (jvondrak)
#217 ranked lender in California - 1,741 contributions

Yes, you don't have to be married in order to refinance together.

Feb 18th 2014
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Sean Young (SeanYoung)
#2 ranked lender in Colorado - 1,112 contributions

Hi Cynthia, absolutely you can. If you would like more information or would like to review a couple of loan scenarios please call me at 303-521-7169 or email at loanofficerseanyoung@gmail.com , best wishes, Sean

Feb 18th 2014
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Tom Winberry (wtom17@gmail.com)
#61 ranked lender in Arizona - 16 contributions

Hi Cynthia, you will be fine refinancing your mortgage. I have been doing loans in Colorado for the past 29 years. Feel free to give me a call if you have any questions. Tom Winberry, Professional Mortgage Associates, Ltd., 602-302-2192, NMLS#224054 CO MLO 100009794

Feb 18th 2014
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