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Can anyone help me with a high ltv program?

I would like to refinance my 2 existing mortgages back into 1. existing balances are $506K, house may be worth $500K. My mortgage is not government backed, so i can't refi through the FHA program that allows over 100% LTV. Our credit should be A tier, never late, no bks etc. House is primary residence in NYIs there anyone out there who can help?Len by lenny1955 from Long Island, New York. Dec 1st 2009 Reply

Leo Harvey (LHARVEY)
#6 ranked lender in Pennsylvania - 146 contributions

You can refinance your loans through the Fannie High LTV program which was specifically designed for cases where borrowers with good credit have lost value in their real estate. Shoot me an e-mail if you want to pursue this. Advisors Mortgage Group is an FHA direct lender approved in New York.

Dec 2nd 2009
RJ Baxter (rjbaxter)
#10 ranked lender in Colorado - 5 contributions

Do you know if your mortgage is Fannie Mae or Freddie Mac serviced? If so, you may qualify under their high LTV refinance programs. You can check your mortgage for eligibility here:

Dec 1st 2009
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