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Can I get a conv with only 15% down?

by gfxguy846 from Chapel Hill, Tennessee. Mar 17th 2021 Reply


Yes you would have mortgage insurance on the 5%.

Mar 17th 2021
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Bert Carpenter (BertCarpenter)
#1 ranked lender in Arizona - 2,300 contributions

Conventional loans that conform to Agency guidelines (Fannie and Freddie loans) require as little as 3% down for first time home buyers and 5% for a primary residence. Second homes and investment property loans require 10% and 20% respectively. Loans with less the 20% down require Mortgage Insurance. For Jumbo Conventional loans, we have a product that only requires 10.01% down and there is NO mortgage insurance required. Let me know how I can help. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in AZ, CA, GA, IL, OR & WA... In fact, NEXA is licensed in all states except MA and NY and we are pending approval in VA, so give us a call. ~ www.ApplyYes.com 480-889-9000.

Mar 17th 2021
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Kitsy Burt (Kitsy Burt)
#8 ranked lender in Ohio - 87 contributions

Good Morning, I would be happy to go over your options for a conventional loan with your 15% down. Please feel free to email of call me, my contact information is below, Sincerely, Kitsy BurtKitsy BurtLoan Officerkitsy@ohiocapitalmortgage.comP: 614-891-9000H: 614-436-0455F: 614-474-5635NMLS#230669/LO.004421.000/FL#30705/TN#177085/MD#29097Ohio Capital Mortgage2531 Tiller Lane, Suite BColumbus, OH 43231NMLS#293676/MB.803353.000OHIOCAPITALMORTGAGE.COM

Mar 18th 2021
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,409 contributions

You can get one with as little as 3% down if you are a first time home buyer. I lend in Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota. Find me online at FirstTimeHomeBuyer-MN.com. Cambria Mortgage, NMLS 274132

Mar 22nd 2021
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Greg Bleyl (GregBl)
#59 ranked lender in Ohio - 22 contributions

Yes there are a couple of programs that come to mind either all in one loan or two separate. Feel free to call or text at 216-496-0211.

Mar 23rd 2021
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