Forgotten Your Password?

Need to Register?

Question Icon

Can I get a loan with the closing costs rolled in?

by mcinney530 from Dalton, New York. Dec 8th 2017 Reply


Absolutely. Most of our approvals include seller concessions that actually cover the costs inside the financing. Also we do not charge any origination fees, processing, underwriting, etc. Give me a call when you have a moment to discuss and we can get you out a preapproval. Bryan CluteNMLS# 66590Team LeaderAllied First Bank, sb - NMLS # 203463Certificate # 551303201 Orchard RoadOswego, IL 60543(p) 844-4-1st-Rate (844-417-8728) ext. 700(c) 518-366-8608(f) 844-417-8728

Dec 8th 2017
2
0
William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,323 contributions

More info needed, but in general.. if you are refinancing, then so long as you have sufficient equity, the closing costs can be rolled in.. Also, your lender can contribute by offering you a lender credit but you would have to agree to a higher than par interest rate to pay for it.. If you are purchasing a home, then there are several ways to get your costs paid.. you can ask the seller to contribute, you can ask the lender for a credit, you can ask your real estate agents to contribute.. or a combination of all 3.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Dec 8th 2017
2
0

Of course,the only thing that you may need to pay upfront is the appraisal fee and some brokers change credit report fee, however, it's relatively inexpensive to total$ in closing cost.

Dec 8th 2017
1
0
Nikitas Kouimanis (MrMortgage)
#8 ranked lender in New York - 113 contributions

Hi,If you are refinancing you can but it will effect your interest rate somewhat. If you are purchase you can do a seller's concession. My contact information is below. Thank you. Nikitas Kouimanis, CMPS(R)Certified Military Housing SpecialistMortgage Enterprise, Ltd. Regional Sales ManagerNMLS ID # 9659 / Bank NMLS ID # 3727Mobile: 516-206-0000 (Text Friendly)Office: 516-279-1956eFax: 855-342-3555393 Old Country Road, Suite 301Carle Place, NY 11514nikitas@mebankers.comhttps://thepurchasepro.com

Dec 8th 2017
1
0
Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#29 ranked lender in New York - 2,238 contributions

Of course you can, Conventional, FHA, VA and USDA loans will allow for a sellers concession to go towards closing costs. The most important thing is to find the program that suits your needs best. We also have programs that will give you a grant so that you don't even have to come up with a down payment! Call us for Details and our discounts and ask about a free home warranty!845-548-7105Thank you!Benny & Michelle

Dec 8th 2017
1
0
Subscribe to our news feed.