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Can i get a morgage with 600 credit score

by huskiesforme663 from Anderson, South Carolina. Dec 27th 2013 Reply


Todd Glassman (Todd Glassman)
#1 ranked lender in South Carolina - 123 contributions

Yes may be able to qualify for a mortgage. Give us a call at 864-438-4550. We are local in the upstate.

Dec 27th 2013
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Linda Wintersteen (Linda123)
#62 ranked lender in Arizona - 1,256 contributions

yes , YOUR score is fine.. What factors are also important, is your income versus your debts, like car loans, credit cards... email at lwintersteen@mprousa.com linda

Dec 27th 2013
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Sean Young (SeanYoung)
#2 ranked lender in Colorado - 1,112 contributions

Yes, there are options with a 600 credit score. However, it will depend on your total credit picture. I would contact a local loan officer, go through the pre-approval process and see what your options are. Best wishes, Sean

Dec 27th 2013
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,246 contributions

You can from some lenders but the interest rate or fees will be higher than if you can improve your score to over 620 and preferably over 640. It will be likely also be more difficult to get approval with a score that low.

Dec 27th 2013
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,993 contributions

If you poke around enough, you'll be able to find a few lenders who will work with a 600 score. With that said, score alone does not an approval make. generally speaking, when I see a score that low, there are other items on the credit report that will get you denied. Talk to a local mortgage broker. Go over your entire application and credit report. See if there are some quickly fixable items on the report. Your real target credit score for getting a mortgage should be a minimum of 640.

Dec 28th 2013
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