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can i get a mortgage on a house without central heating

by woc1195532 from Vass, North Carolina. Dec 7th 2014 Reply


Linda Wintersteen (Linda123)
#62 ranked lender in Arizona - 1,256 contributions

for FHA , you have to have a stove and a heat source ..and if your credit is good, I can do personal or business lines of credit email at yourloanpartnerforlife@live.com your contact info linda

Dec 7th 2014
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,247 contributions

You might need a renovation loan, FHA 203k or conventional HomeStyle

Dec 7th 2014
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Linda Wintersteen (Linda123)
#62 ranked lender in Arizona - 1,256 contributions

I emailed you yesterday how possiblly your home purchase might work lina

Dec 8th 2014
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,054 contributions

All your standard loans (FHA, Fannie Mae, Freddie Mac, VA, USDA) REQUIRE a real heat source, and must be considered a year-round home. You may be able to find a loan with your small community bank or credit union.

Dec 8th 2014
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Rob Ballance (robbieballance@eaglehm.com)
#67 ranked lender in North Carolina - 19 contributions

It would have to have a heat source permanently affixed to the home. but central heating is not a requirement.

Dec 8th 2014
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,727 contributions

Yes.. a heat source is a must.. you can purchase using FHA's 203K and add heat and include the cost into the mortgage.. and if you have a high credit score, you can use conventional financing, the HomeStyle renovation loan and get a much better overall loan.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Dec 8th 2014
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