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can i get a mortgage with a 623 credit score?

are subprime options available by lauras.gal3498879 from Coldwater, Ohio. May 2nd 2014 Reply


Jeff Cost (midwestlender)
#39 ranked lender in Ohio - 164 contributions

Hello Laura,Yes you can. I can lend with a score over 600. ENG Lending, A Division of Bank of England, always puts your best interest first. We would appreciate the opportunity to serve you. Please visit us at www.cincinnatimortgagerate.net. You will soon find that we are so much more than a Mortgage Banker; we are a company that is dedicated to empowering our clients and referral partners. Don't forget to visit our Facebook Fanpage at http://www.facebook.com/pages/ENG-Lending-Cincinnati/171183536269710?sk=wallOr Call Anytime 513-403-6260

May 2nd 2014
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Eric Vander Werff (Evanderwerff)
#24 ranked lender in Idaho - 5 contributions

Yes, there are several options with a 620+ credit score. Feel free to reach out if you would like to discuss in more detail. Eric Vander WerffGoldwater Bank / NMLS 107939206-794-6388

May 2nd 2014
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Jamie Lynne (nationwidelenderforyou)
#139 ranked lender in Texas - 576 contributions

If you meet the other guidelines such as income, assets, employment, etc. You should be able to qualify for conventional or FHA mortgage. We lend down to a 530 middle score in some cases. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been in the mortgage business since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803

May 3rd 2014
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Mike Silkworth (msilkw_195_870)
#31 ranked lender in Michigan - 527 contributions

A 623 score is high enough to get a mortgage. Not on it's own however - if your score is that low, it's very possible there are items on your credit report that would dis-qualify you. It is very important to speak to a lender to be Pre-Qualified right away if you are thinking of buying a home. In addition to telling you if you are qualified, they also can advise you on action steps to get your score higher and thus get you a better interest rate and better loan terms.

May 4th 2014
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