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can I get a refinance after a chapter 13

by grahamwalter2213 from , Georgia. Oct 29th 2014 Reply


Dave Metsker (DaveMetsker)
#38 ranked lender in Oregon - 2,317 contributions

Happy to help you, please contact me directly.

Oct 29th 2014
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Ellen Adams (ellenwrightadams)
#49 ranked lender in Oregon - 25 contributions

Grahamyes you can refinance after a Chapter 13 Bankruptcy. I am refinancing another one right now.Please call me Ellen Adams541-521-7192 Academy Mortgage

Oct 29th 2014
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,452 contributions

Sure...

Oct 29th 2014
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 7,802 contributions

Yes.. you must have made at least 12 on time payments and have trustee's permission, or have the BK13 discharged... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Oct 29th 2014
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Sean Young (SeanYoung)
#2 ranked lender in Colorado - 1,106 contributions

Yes you can. For FHA and VA you have to have made at the very least 12 payments on time and you will have to get permission from the trustee. For a Conventional refinance you have to have 2 years from the discharge date, 4 years dismissal date. You also have to have a minimum credit score, credit and income qualify. Contact a local loan officer and have them present you all of the options you qualify for to see what best fits your needs. Best wishes.

Oct 29th 2014
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