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can I get a veteran loan even though my husband (veteran) and I are separated?

by gloriajean1234795 from New Bedford, Massachusetts. Feb 21st 2016 Reply


He would have to be on the mortgage with you and you must be legally married at the time of signing.

Feb 21st 2016
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Lynda Mckenzie (Lyndamck)
#9 ranked lender in Rhode Island - 33 contributions

Good morning Gloriajean. Are you the veteran or is your husband the veteran?

Feb 21st 2016
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Lynda Mckenzie (Lyndamck)
#9 ranked lender in Rhode Island - 33 contributions

Sorry just noticed that you said he was the veteran. Please disregard previous response.

Feb 21st 2016
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,041 contributions

Since VA loans are for owner occupied properties only, and only the Veteran WITH the spouse can apply, then the short answer is no.. You on your own cannot use his VA benefits to purchase a home. There is one exception.. if the Veteran is deceased, and you were married at the time, and you have not remarried, then you would be entitled to use his VA benefits.. but this is the only scenario where it would work. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Feb 22nd 2016
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Phil Dumouchel (PhilDu)
#1 ranked lender in South Carolina - 2,228 contributions

No, he would have to be the applicant and live in the home.

Feb 22nd 2016
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Justin Murray (JustinMurray)
#102 ranked lender in Illinois - 172 contributions

There are other loan options that exist that you might qualify for if you are looking for a program with no or little down payment. Feel free to call me if you have any questions. Thank you. Justin Murray / JMurray@WintrustMortgage.com / (312)256-4065

Feb 22nd 2016
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Jesse Stroup (jessestroup)
#4 ranked lender in Idaho - 591 contributions

You have to be married to the veteran in order to use the VA mortgage loan.

Feb 23rd 2016
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