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Can I get approved for a loan without a 2013 and 2014 tax return?

I have completed my 2015 and 2016 taxes. Credit and income are great. Please help! by o.jax.12382 from Brookfield, Kansas. Jul 25th 2017 Reply


Korwin Wall (Korwin Wall)
#2 ranked lender in Kansas - 33 contributions

You just need the last two years unless the IRS as issued and assessment. If you need help feel free to contact me. KDWallStreet Mortgage Advisor, Korwin Wall 785-273-5004.

Jul 25th 2017
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Rick Woodruff (rickw@emetropolitan.com)
#6 ranked lender in Kansas - 4 contributions

Yes, you can! I can be reached at 913.642.8300 Rick Woodruff at Metropolitan Mortgage

Jul 25th 2017
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Sara Deere (Mortgagequeen2)
#16 ranked lender in Missouri - 597 contributions

The previous responses are correct. I would just need to look at the last two years of filed taxes, 2 months of bank statements, 2 most recent months of pay stubs, and 2 documents of identification. I can be reached at 816-739-6279, and able to help potential borrower's throughout IL, KS, and MO.

Jul 25th 2017
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,092 contributions

95% of programs only need the previous two-years of tax returns. When getting many down payment assistance programs, they will require three years of tax returns.

Jul 26th 2017
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