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Can I qualify for a va loan if I have a new job but otherwise qualify?

by jody487198 from Orlando, Florida. 16 days ago Reply


Yes. I'm a veteran, I own my company, I'm a lender, and I'd be happy to help you. Here's my cell 786-586-3336

16 days ago
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,703 contributions

More info needed, but the short answer is maybe.. Lending rules require you have at least a 2 year job history.. changing from one job to another is not a problem so long as your pay type is the same. Example: you went from an hourly job to a salary job... or vise versa.. that's acceptable.. But if you went from an hourly job to a commissions job, then you would need to wait 2 years with "Variable" pay history to qualify.. If you left a commission job that you were at for 2 years and took a different job, but also pay's by commission, then you should be ok.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893

16 days ago
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Joe Metzler (JoeMetzler)
#2 ranked lender in Minnesota - 3,908 contributions

Sure... Recently changing jobs generally isn't an issue unless you are now commission or variable pay income. Hourly or salary? No problem. I do VA loans in MN, WI, and SD, and can be reached at VAMortgageMN.com. NMLS274132

13 days ago
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For Florida home loans including VA, give me a call at 765-337-2902

10 days ago
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John Burke (jburke)
#1 ranked lender in Texas - 202 contributions

Hi Jody,It depends. If you're in the same line of work & you're paid the same then yeah.If you went from being paid a salary to 100% commission & you do not have a history of earning commission, no.So a lender would need more information to answer accurately.| John Burke | Senior Mortgage Banker | Lending in ALL 50 states |Great Plains Bank | jburke@gpbankTX.net | (877)228-9069 | NMLS# 787231 |

8 days ago
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