Forgotten Your Password?

Need to Register?

Question Icon

CAN i REFINANCE A HOME WHICH IS IN JOINT NAMES WITHOUT MY EX'S PERMISSION

by jessicasheehan287 from Bangor, Maine. Mar 28th 2014 Reply


Brendan Fontaine (brendan.fontaine)
#2 ranked lender in Maine - 89 contributions

If you have a legal decree granting you permission to, you may be able to. Is there a divorce decree?

Mar 28th 2014
2
0
William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,726 contributions

Ok.. so I'm trying to read into why you would want to refinance and not let him know.. If your divorce decree gives you sole possession, then if you refinance, you would be removing him from the title, and realistically, why would either of you not want that.. the short answer is YES.. he has to sign releasing the property to you solely.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Mar 28th 2014
1
0
Mike Silkworth (msilkw_195_870)
#31 ranked lender in Michigan - 527 contributions

Anyone on title to the home would have to give permission for you to borrow money against it. This question brings up lots of questions as to what you are trying to accomplish here. By talking to a lender, you can tell him/her your goal and let them give you options to achieve it. Good Luck.

Mar 28th 2014
1
0
Sharon Swiek (sswiek@primeres.com)
#10 ranked lender in Maine - 5 contributions

Your ex-spouse must sign off allowing you to refinance the home. A lending professional can review your particular situation to assist in accomplishing what your goal is in refinancing. I would be happy to discuss with you at your convenience anytime.

Mar 28th 2014
1
0
Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#77 ranked lender in Florida - 2,240 contributions

No, your ex would have to sign, so he would know about it.

Mar 28th 2014
1
0
Dave Metsker (DaveMetsker)
#37 ranked lender in Oregon - 2,317 contributions

As others have said, all parties on title have to agree a refinance.

Mar 28th 2014
0
0
Jason Vondrak (jvondrak)
#218 ranked lender in California - 1,741 contributions

If your ex is currently on the mortgage he will have to sign off on the refinance.

Mar 28th 2014
0
0
Subscribe to our news feed.