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can u get a mortgage with promise of employment on a new job?

by admin142 from Hackensack, New Jersey. Feb 23rd 2015 Reply


Joe Cafiero (JCafiero)
#19 ranked lender in Pennsylvania - 17 contributions

Depending on the situation and when you plan on starting the job, yes that is a possibility. If you would like to contact me to discuss further, all of my contact information is listed belowJoe CafieroGuaranteed Rateemail: joe.cafiero@guaranteedrate.comph: 484 348-1781cell: 914 456-0677

Feb 23rd 2015
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Mona Hulteen (mhulteen)
#22 ranked lender in New Jersey - 49 contributions

Will your new job be in the same field that you are currently employed in? You will need a 2 year work history in the same profession not necessarily in the same company. Do you have a written employment offer? I need more information in order to properly answer the question.

Feb 23rd 2015
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,225 contributions

Depends on the details or your application and what you've been doing for the past 2 years, but in some cases it is acceptable.

Feb 23rd 2015
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Dave Metsker (DaveMetsker)
#37 ranked lender in Oregon - 2,317 contributions

Yes, it can happen.

Feb 23rd 2015
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Derick Condron (rightstartoregon)
#32 ranked lender in Oregon - 597 contributions

It depends on the structure of that promise. Most lenders will take a full offer letter and require that you provide first pay stub post closing.

Feb 23rd 2015
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,933 contributions

More info would be needed, but in general, if you have been in the same field of work for 2 years and are getting paid the same way (hourly, salary, commissions, etc.), then you can apply now but you will need to be actually working and get your first paycheck before the loan closes.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Feb 23rd 2015
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Linda Wintersteen (Linda123)
#63 ranked lender in Arizona - 1,250 contributions

IF YOU have a signed offer of employment, that states your salary, income and when you are to start work, that will work. linda

Feb 23rd 2015
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