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Can you do a cash out refinance fha after 1 year of chapter 13 discharged

by silvia.b.silva476 from Miami, Florida. Jun 18th 2017 Reply


Pamela Gordon (pam@thegordongroupinc.com)
#64 ranked lender in Florida - 9 contributions

That would depend mostly on your credit score. If your score has gone up to 620 or higher it should be possible to do.

Jun 19th 2017
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Carlos Eliseo (carlos_186_486)
#149 ranked lender in Florida - 16 contributions

Yes, if your ratios are within the guidelines, and you have established credit. An explanation for the cash-out will be required by UW.

Jun 19th 2017
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John Burke (jburke)
#30 ranked lender in Texas - 187 contributions

Hi Silvia.b.silva476,Yes you can but it will be a manual underwrite & you'll have to demonstrate that you've re-established your credit. The other big question will be how your mortgage is reporting. | Please feel free to contact me for more information or help. | John Burke | Senior Mortgage Banker | Great Plains National Bank http://www.valoansdoneright.com | (877)228-9069 | Lending in ALL 50 states

Jun 19th 2017
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