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Can you get a mortgage without W2s?

by mannerjessicaw237 from Windfall, Indiana. May 4th 2015 Reply


Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,446 contributions

Maybe... Depends. Are you self employed? You just can't find them? Give us a bit more detail of why you are asking?

May 4th 2015
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Jamie Lynne (nationwidelenderforyou)
#142 ranked lender in Texas - 575 contributions

We offer a Self Employed program that allows you to go stated or use bank statements. Feel free to contact us at 800 315 8803 or visit www.bartprequalifies.com - Jamie Lynne NMLS 850582 - Lending Since 1989

May 4th 2015
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,797 contributions

If you're paid by W2's but cannot find them, then it's not a problem. we can order duplicates from the IRS via the 4506-T. If you don't have w2's because your paid by 1099 or self employed, then you would need 2 years filed federal tax returns to support your income to qualify for a mortgage. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

May 4th 2015
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Ralph Richard Guertin (ralph@absolutelowrates.com)
#136 ranked lender in Florida - 637 contributions

contact your local broker from this panel and they can go over the various options that are available these days as 12 month bank statement programs etc...

May 5th 2015
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Ron Pippin (RonPippin)
#26 ranked lender in Utah - 156 contributions

If you are sefl employed, paid on commissions or otherwise would not ne issued a W-02, then sure. If you are issued W-2's you will need them. If you don't have them you can request a copy from the IRS or ask your employer to re-issue one. Your lender may be able to help as well.

May 5th 2015
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Elden Lewis (elewis_409_299)
#41 ranked lender in Indiana - 223 contributions

If you don't have W-2's because you are self-employed then we will need your last two tax returns to determine your qualifying income. If you simply cant find your W-2's you can request a copy from the IRS or from you employer(s).My name is Elden Lewis with Guaranteed Rate here in Indianapolis, IN. If you need any further assistance please feel free to reach out to me at 317-225-4868. https://www.guaranteedrate.com/eldenlewis http://www.indianapolismortgageguy.com/

May 5th 2015
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