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Conventional mortgage with a 624 midle score in CA?

by kelly.stone658 from Woodland Hills, California. Nov 30th 2015 Reply


Kay Cleland (kay@kcmortgagecolorado.com)
#32 ranked lender in Colorado - 215 contributions

Great morning to you Kelly, There are options for mortgages with a credit score of 624. I would suggest contacting a local mortgage broker and they can discuss your options. www.namb.org is the association that mortgage professionals belong to. Click on Find a Mortgage Professional and put in your state

Dec 1st 2015
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,055 contributions

Yes.. you can still get a loan assuming you meet all other eligibility requirements. But if you want to know for sure, you should contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Dec 1st 2015
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