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Could i qualify for a mortgage?

24 years old and self employed no CC debt but 118,000 in student loans. Experian 672. whats the first step for me? by jimdo938 from San Dimas, California. Oct 21st 2010 Reply


Patrick Bodine (pbodine)
#11 ranked lender in Minnesota - 25 contributions

Your first step would be to apply to see what you qualify for.I would be happy to help you through the process.BNC National Bank is a national lender with competitive rates and fees.You can contact me at my website www.bncnationalbank.com/minneapolis/pbodine

Oct 21st 2010
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Dwight Bennett (Dwight)
#17 ranked lender in South Carolina - 11 contributions

If you are self employeed, then the first question would be for how long? Usually need at least two years tax returns in order to qualify. You could qualify for a variety of loans. If you would like to contact me directly my number is 843-290-6635 or Dwight@ALendingPartner.com. Being one of the largest private mortgage bankers in South Carolina, we have a many investors to go to in order to get you approved.

Oct 21st 2010
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Rudi Hofmann (CaPortfolioLoans)
#280 ranked lender in California - 380 contributions

You'll need two years Federal Tax Filings and you need to improve your FICO score. ... I'll help you with that at no charge. .... Best wishes, Rudi

Oct 21st 2010
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Randie Schwab (HeartlandHomeLoans)
#13 ranked lender in Minnesota - 9 contributions

Since you are self-employed you will need the last two years of taxes. If you have the taxes than you should write down what you are trying to accomplish along with any questions you may have. Than you should call a few different mortgage loan officers and discuss your situation, find out if there is a loan program that fits your needs. My website is: www.schwabmortgage.com

Oct 22nd 2010
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Jesse Armendarez (Jesse_Armendarez)
#273 ranked lender in California - 5 contributions

Yes but most lenders won't give more than 70% LTV

Oct 22nd 2010
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Jesse Armendarez (Jesse_Armendarez)
#273 ranked lender in California - 5 contributions

meet with a lender and get a prequal.

Oct 22nd 2010
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Jesse Armendarez (Jesse_Armendarez)
#273 ranked lender in California - 5 contributions

meet with a lender and get a prequal you can go FHA

Oct 22nd 2010
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