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Credit range dropped 2 days after approved.

went from 'good' to 'fair'. will this effect my approval? by dwsauder835 from Salt Lake City, Utah. Jul 9th 2019 Reply


Dave Skow (daveskow)
#1 ranked lender in Washington - 281 contributions

what were the credit score #s ? were these scores pulled by your lender or by you ?ask the lender you are using if they have pulled credit and what your score is ? Normally the lenders will not pull credit a 2nd time

Jul 9th 2019
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,986 contributions

Too much information missing. Are you looking at a Credit Karma score or something like that? If so, no one cares... Your mortgage lender is required to monitor your credit during the process to see if you've added new debt prior to closing, which for most means pulling a new credit report a few days before closing. It really isn't about score, it is about new debt.

Jul 13th 2019
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