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Credit score is 664. What is the best rate for a 30yr refinance

by dinacreilly430606 from Jacksonville, Florida. 8 days ago Reply

Kitsy Burt (Kitsy Burt)
#1 ranked lender in Ohio - 87 contributions

Good Morning, there are many factors regarding rates these days, but you will be looking at rates in the 2.875 to 3.25 range. I would be happy to give you a quote, you can contact me at kitsy@ohiocpaitalmortgage or our website, Thank you Kitsy Burt, NMLS#230669

8 days ago
Bert Carpenter (BertCarpenter)
#1 ranked lender in Arizona - 2,300 contributions

It's not as simple as my score is X. There are many factors that go into the pricing of a loan. What is the loan balance? Are you taking cash out or not? Is it an FHA, VA, USDA or conventional loan? Conforming or Jumbo? Qualified or non-qualified loan? What is the term? Encapsulating all of the above components, you could be looking at an APR between 1.75% for a ten-year VA of $650k+/- to 4.5% APR for a non-qualifying (non-income based) $400k 30-year loan. Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Certified by The National Association of Mortgage Professionals as a Certified Veterans Lending Specialist.Licensed in AZ, CA, GA, IL, OR & WA... In fact, NEXA is licensed in all states except MA and NY so give us a call. ~ 480-889-9000 - OR - 480-695-9300.

4 days ago
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