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Credit score of roughly 600, looking to refinance Fannie Mae home

Looking to refinance a home valued 140k, mortgage 128k @ 6.625%. I believe i have a score of 600, but I do not know if that is the case. It is a Fannie Mae loan prior to 2009. Currently in a Chapter 13 however that was more than 2 1/2 years. Haven't missed a single mortgage payment. Please reach me as soon as possible at celliot4@comcast.net or (816) 779-3111. by Chad Elliot from Peculiar, Missouri. Dec 6th 2011 Reply


Marlon Mitchell (mmitchell)
#7 ranked lender in Missouri - 51 contributions

I would love to speak with you about this loan. Please call me at 816-759-0200

Dec 6th 2011
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Patrick McCarthy (PatrickM)
#23 ranked lender in Ohio - 196 contributions

Hi Chad. I just received guidelines for the expanded HARP loans this week and they are calling for a min score of 620 and bankruptcies discharged for at least 3 years. You may qualify for a FHA refi, as they allow CH 13 refis with trustee permission.

Dec 6th 2011
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,726 contributions

Good luck Chad with your refinance quest... Contact a local mortgage broker, not a bank and apply with them.. they work with a vast number of lenders and can match your particular scenario to the right one... williamAcres.com

Dec 6th 2011
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Lori McMahon (ljprops)
#7 ranked lender in Wisconsin - 3 contributions

Chad....you should get your credit score before you contact any lenders. We send all our clients for a free look from all three credit bureaus here: 1st step in lendingGood luck!ljprops

Dec 8th 2011
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