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debt consolidation with mortgage refi

are any programs being offered that do debt consolidation + home refinance and combine into one payment? and can i consolidate with my lines of credit by colettespies7863382 from Bemidji, Minnesota. Feb 10th 2015 Reply


Joe Becker (JoeBecker)
#3 ranked lender in Minnesota - 57 contributions

Yes, there are a number of options you can explore. Also, not only can we consolidate, but we also may look at reducing term since the interest rates are still at all time lows! I will be in the office all day. Office: 651-636-2840 or 866-680-2840 Ext. 15

Feb 10th 2015
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David Ortega (DavidOrtega)
#55 ranked lender in Minnesota - 225 contributions

There sure are. Conventional, FHA, VA, Non-conforming........you name it, we've got it. We will give you free quotes without credit pull if you can provide us with a few basic pieces of information. Contact our offices if you like. Satori Mortgage - 952-544-1706 - info@satorimortgage.com - www.SatoriMortgage.com

Feb 10th 2015
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Derick Condron (rightstartoregon)
#32 ranked lender in Oregon - 597 contributions

If you have the equity in your property you can look at doing a cash out refinance that would pay off and close all the debt and you will have just your mortgage payment

Feb 10th 2015
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Kurt Stanaitis (TwinCity)
#13 ranked lender in Minnesota - 7 contributions

Yes and that is the power of a refi! Lower your monthly payments and put that money to work for you. Give me a call and I can tell you how it works.651-303-4236Kurt- Owner Twin City Lending

Feb 10th 2015
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Jericho Cherry (Jerichocherry)
#58 ranked lender in Virginia - 1,107 contributions

Yes, providing you have enough equity in your home and meet all of the other qualifications.

Feb 10th 2015
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Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#28 ranked lender in New York - 2,236 contributions

Yes if your loan to value isn't above 85%

Feb 10th 2015
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Dave Metsker (DaveMetsker)
#37 ranked lender in Oregon - 2,317 contributions

Yes, this will work, as long as you have sufficient equity.

Feb 10th 2015
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,917 contributions

Yes.. any lender can help you with a "Cash out" refinance.. but you have to have the necessary equity to accomplish this.. typically, for conventional you cannot borrow more than 85% of your homes value.. with FHA, you can go 97.75%, and VA will go 100%.. VA has no mortgage insurance, but if you finance more than 80%, then you will have to pay MI.. FHA will require MI regardless of how much you finance.. It's best to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Feb 10th 2015
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