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Denied for a loan due to "light" credit history 2 years ago and have made all payments on time since. Need pre-approval

by lety487 from Laguna Hills, California. Apr 25th 2016 Reply


Marlon Mitchell (mmitchell)
#7 ranked lender in Missouri - 51 contributions

I would be more than happy to pre-approval. I do have programs that would allow for light credit history (min tradelines) available. Please feel free to email or call me. I'd be happy to assist you I'm a nationwide Mortgage Banker. Marlon@amtgbank.com405-261-5181 ext 116

Apr 26th 2016
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,970 contributions

Many programs require a minimum number of tradelines, while others don't. For example, regardless of tradelines, as long as you have a score, I have a program. I only lend in MN, WI, and SD, do get a second opinion from a mortgage broker in your area.

Apr 26th 2016
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Lorne Harvey (lorneharvey)
#80 ranked lender in Washington - 431 contributions

Premier Mortgage Resources is here to help. Please let me know if we can be of service. Thank you

Apr 26th 2016
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Ralph Richard Guertin (ralph@absolutelowrates.com)
#136 ranked lender in Florida - 796 contributions

Lety, if you still need help, we have over 40 lenders to pick from, so there will be a home for your loan. Feel free to reach out to me Ralph Guertin 954-274-7725 or email to Ralph@absolutelowrates.com

Apr 26th 2016
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,726 contributions

The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Apr 26th 2016
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Blake Kleckner (BlakeK)
#386 ranked lender in California - 258 contributions

Light credit, poor credit, no credit doesn't matter to us. Representing more than 55 quality lenders that offer in excess of 1,000 loan programs, we definitely have something for everybody. Give me a call 16/7, or email me your phone number so I can call you, and I'll be happy to walk you through the process. To learn more about me and our mortgage brokerage, click on my picture. When the next page pops up, click on "Website" and you will be redirected to ours. If you get a chance, read some of my blogposts on Lender411. They are quite informative. We work exclusively in CA and get loans done fast, typically in less than 30 days, at low interest rates and costs. I started doing mortgage loans in CA in 2006, and only do them there so I have an exceptional understanding of this extraordinary market.

Apr 28th 2016
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