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Do i need to hire a lawyer when buying a house?

I've received this advice but my brother and his wife survived a mortgage closing just fine without having legal representation. Trying to make this process an ANTIheadache. Is the lawyer really necessary or do any lenders give out loans without the need for this? My situation is really nothing special lol by Canaan37856150 from Harrisburg, Pennsylvania. Feb 5th 2015 Reply


Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#28 ranked lender in New York - 2,236 contributions

PA is not an attorney state and thus you are not required to have one. Lenders don't care whether you use an an attorney or not. You will have a settlement agent/ title company.

Feb 5th 2015
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,933 contributions

Most states don't require lawyers for home purchase, and for these states, a real estate agent is all that's necessary, but some states say that only attorney's can prepare purchase contracts. PA is not one of them.. so the attorney is not necessary.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Feb 5th 2015
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Sean Young (SeanYoung)
#2 ranked lender in Colorado - 1,107 contributions

You should not need an attorney in Pennsylvania to do a purchase loan. You do need to use a lender of course and usually a Real Estate agent is involved when an attorney is not. Most of the time the seller is paying for the buyers commission. If this is the case in your state you should absolutely take the help and advice from a Real Estate agent. Best wishes, Sean

Feb 5th 2015
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Jericho Cherry (Jerichocherry)
#58 ranked lender in Virginia - 1,107 contributions

The simple answer is no.

Feb 6th 2015
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,225 contributions

Agree with others, you can use a title company (which often/usually have one or more staff attorneys) or an actual law firm. Check the costs for both. No need to pay extra unless you have a highly unusual situation. All lenders require is an authorized agent to provide title insurance and handle closing the loan and recording the documents. The process is difficult enough to most enough without adding to it. Would be pleased to help when you are ready, just click on my name above for my contact info.

Feb 6th 2015
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Edward Fallon (edfallon)
#92 ranked lender in Pennsylvania - 143 contributions

You are not required to have an attorney, but whether you decide to get one should be entirely up to you.

Feb 12th 2015
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