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Do I qualify for a loan if I have a 3-4 year foreclosure on file?

by kdh373 from Findlay, Ohio. Jan 16th 2018 Reply

Amy Wedig (amywedig)
#35 ranked lender in Ohio - 8 contributions

Hi there! For foreclosures it has to be 3 years from the date the property was sold to another person. If it has been then yes you would qualify based upon that guideline. Please give me a call and I can assist you further.Thank you!Amy WedigLoan OfficerPolaris Home Funding332 Jefferson St.Greenfield, Oh 45123614-603-0426 office888-688-1760 fax NMLS #268257Polaris NMLS #38072Branch NMLS #1203018State licenses: OH #LO.031782.000 IN# 27084Branch State licenses: OH #MB.803870.016-BR, IN #10901

Jan 16th 2018
Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,908 contributions

Yes, no, and maybe... Whenever you have a major negative credit event like foreclosure and bankruptcy, there is a mandatory minimum waiting period before you can get a new mortgage loan. The waiting period depends on what type of new loan you are applying for. I have an updated list of the waiting periods on my web site at

Jan 18th 2018
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