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Do I qualify for HARP?

My home is underwater but I don't know what kind of loan I have. The home was bought by my husband but he passed away last year. All I know is it's not FHA or VA. How can I tell? Will my refi lender be able to find out? I really need this almost 7% rate down. My credit is fine. Please let me know and god bless by cadenc1s0ng7846754 from Belmont, California. Nov 6th 2014 Reply


Hi,You may qualify. We can check for you. You can call me at 808-990-8012 and i can check for you.ThanksPaul AujlaOrbit Home Loans

Nov 6th 2014
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Marty Appel (MartyA)
#668 ranked lender in California - 9 contributions

I could help you if you want. Cal me at 510.701.2167. I can look in public records to find out the information you need. I can't imagine your home is underater in the Belmont area. Please call me.Marty AppelSecurity 1 Lending

Nov 6th 2014
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,041 contributions

The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. They can look up your file on the HARP websites to determine if your property is eligible. By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Nov 6th 2014
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Roy Elahi (roy@stonecastle-lhf.com)
#1004 ranked lender in California - 4 contributions

You can find out on your own. Just go to these sites and check it out:https://ww3.freddiemac.com/corporate/https://knowyouroptions.com/loanlookupIf you need more help, you can call me at 877-521-9797., Good luck.

Nov 7th 2014
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Roy Elahi (roy@stonecastle-lhf.com)
#1004 ranked lender in California - 4 contributions

The URLs ran together. Let me send them two messages:https://knowyouroptions.com/loanlookup

Nov 7th 2014
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Roy Elahi (roy@stonecastle-lhf.com)
#1004 ranked lender in California - 4 contributions

Here is the Freddie Mac version:https://ww3.freddiemac.com/loanlookup/Good luck.

Nov 7th 2014
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