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Do mortgage rates vary widely from city to city?

Or are mortgage rates fairly consistent throughout the U.S.? by HGruber from Drexel Hill, Pennsylvania. Dec 17th 2012 Reply


Chris Gummerson (cgummerson11)
#392 ranked lender in California - 648 contributions

They are generally very close, but the cost for the interest rate varies. Some states/cities have more risk associated with them, and the adjustments for that specific area could be higher then another.

Dec 17th 2012
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Carlo Sanchez (MortgageLendingPro)
#0 ranked lender in Utah - 1,163 contributions

Absolutely they can change from area to area. Generally the variances are from county to county. There are definitely variances from state to state.

Dec 17th 2012
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Mark Simon (mark.simon)
#10 ranked lender in Delaware - 83 contributions

I think the others have provided the answer. I live in your area and can help for either a purchase or refinance. As a neighbor I will be glad to help provide you rates and terms today . We are set up with all the government programs-FHA, VA, etc.Although I do live in and service your area my # is based on our Delaware office Mark 302-449-7373

Dec 17th 2012
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,243 contributions

There are difference as summarized above, but generally not that significant.

Dec 17th 2012
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Peter Botros (PeterBotros)
#70 ranked lender in New York - 895 contributions

Differences exist but should not be overwhelming. We are direct lenders in PA. Contact me for a free consultation. PBotros@OmegaLoans.net

Dec 17th 2012
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Andrew Alfonso (CashCow)
#43 ranked lender in Florida - 271 contributions

They are generally very close, but the cost for the interest rate varies. Some states/cities have more risk associated with them, and the adjustments for that specific area could be higher then another. GIVE me a ring -- we can put this to rest real quick - 800 813 3291 Andrew Alfonso

Dec 17th 2012
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John Blaney (jblane_259_210)
#63 ranked lender in Pennsylvania - 4 contributions

Rates should be pretty close, I am licensed in PA and can get you the info that you need, contact me at jblaney@aploan.com and we can get the process started today.

Dec 17th 2012
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Jason Vondrak (jvondrak)
#216 ranked lender in California - 1,741 contributions

Rates and costs/fees can very slightly from county to county and state to state - depending on if the area the home is located in is high risk. But the difference should not be too significant.

Dec 17th 2012
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