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fha mortgage approval for manufactured home

do some meet fha requirements or are none allowed by leona84y4913 from Columbus, Ohio. Feb 3rd 2015 Reply


Ray Antonelli (Focused)
#67 ranked lender in Ohio - 62 contributions

I'm in Ohio as well and I can originate that loan subject to the conditions previously stated. You must own the land under the home, it cannot be in a flood plain and it must be at least a double wide or bigger. And newer than 1976. Call me for details.216 337 7520 Ray

Feb 3rd 2015
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Derick Condron (rightstartoregon)
#32 ranked lender in Oregon - 598 contributions

Yes there are specific requirements for Manufactured houses to qualify for FHA financing. Most agents in your local market that are doing manufactured housing should know these and not accept an offer on one that wont pass.

Feb 3rd 2015
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Dave Metsker (DaveMetsker)
#37 ranked lender in Oregon - 2,317 contributions

Short answer, own the land, 1976 or newer, double wide and not in a flood plain.

Feb 3rd 2015
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Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#77 ranked lender in Florida - 2,240 contributions

Some do meet requirements.

Feb 3rd 2015
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,726 contributions

FHA has their guidelines, and each lender has additional guidelines above what FHA calls for.. so for MFH's, it's a lot more difficult to find financing.. Try contacting a local mortgage broker and let him go to work for you... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Feb 3rd 2015
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