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Found house, need a loan ASAP

Started new job in San Diego June 2011. House price range $650-750K, 20% down. Credit score 780Sold house in PA last Aug. Unemployed between Jan 2010-May 2011 but retained same salaries through company severance package.Can I get a loan with this a long gap in employment? by cactusia from San Diego, California. Feb 23rd 2012 Reply


Ali Talab (ali@alibtalab.com)
#574 ranked lender in California - 5 contributions

Let me discuss your scenario with my lender.Please send me a link @ Loans@Nocostloanoption.com408-858-9300 ali. www.nocostloanoption.com

Feb 23rd 2012
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Shaun batin (loanleaders)
#569 ranked lender in California - 8 contributions

Yes you should be fine. Are you in the same line of work? Are you getting paid hourly or salary?Call me tomorrow and we can approve you over the phone. Shaun BatinLoan Leaders of America(949) 269-7159 Direct(888) 834-1988 Ext 159(888) 386-3146 Fax

Feb 23rd 2012
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Kirk Anderson (KirkAnderson)
#27 ranked lender in Arizona - 50 contributions

Yes, you would be able to qualify for a loan even with the employment gap. Please call me at 877-262-4050 or 602-508-3777 to discuss your options.Thanks,KirkKirk AndersonNMLS #459105BNC National Bank

Feb 24th 2012
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Joe Metzler (JoeMetzler)
#19 ranked lender in Minnesota - 3,876 contributions

If you are out of work LESS THAN six months, you just need to provide 30-days worth of pay stubs from the new job. If you are out of work MORE THAN six months, you need to be at the new job at least six months.

Feb 24th 2012
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Jay Patel (jaypatel)
#571 ranked lender in California - 5 contributions

Yes. You should be fine. With the current job market the underwriters will undersatnd as long as you have a good explanation letter. Also, hopefully you are in the same line of work. Good luck and let us know if we can help.Jay @ www.0pointloan.com

Feb 24th 2012
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I am in the same line of work. Out of work for 18 months. Started new job 8 months ago. I bought a house in San Diego, purchase price $740K, putting 20% down. I am currently looking for the best possible loan and a lender who can make a loan commitment in the next 7 days.All paper work needed for reviewing my loan application is ready.

Feb 24th 2012
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Blake Kleckner (BlakeK)
#388 ranked lender in California - 257 contributions

Assuming you can meet all of a lender's other qualifying guidelines, your employment gap shouldn't pose much of an issue. However, a compelling letter of explanation will be required for this gap. I write letters of this nature for my clients who need them because they must be written in a certain manner in order to be accepted by lenders. Give me a call 16/7, or email me, and I'll be happy to walk you through the process. To learn more about me and our mortgage brokerage, click on my picture. When the next page pops up, click on "Website" and you will be redirected to ours. We work exclusively in CA and get loans done fast, typically in less than 30 days, at low interest rates and costs. Representing 39 quality lenders that offer more than 1,000 loan programs, we definitely have something for everybody. I live in Pasadena, fairly close to you, and will meet you at the loan closing should you decide to work with me on your loan, like I do with all of my clients, because it's the right thing to do.

Feb 25th 2012
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J D (jjfsmithloans)
#604 ranked lender in California - 27 contributions

NatSouth finance is offering out loans to individuals at a very low and affordable interest rate of 3.5% per year. Do you need a loan to pay bills? Loan to buy a house? or personal loan for a special reason? Contact us now for your financial solutions. We do not fail our approved clients as we ensure they receive funding as soon as possible without any delay. Upon approval of loan application, you get funded in less than 12 hours. Contact us NOW, e-mail: jffdbridgeinc@live.com

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