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Getting a home loan after a short sale

I had to short sell my home 1 year ago. I had a conventional mortgage, if that matters. The short sale resulted from financial hardship due to extenuating circumstances, most notably my husband's passing. Are there any lenders who will consider extenuating circumstances and approve a mortgage after a short sale sooner? Thank you

by jadenmercier78462185 from Henderson, Nevada. Jun 2nd 2014 Reply


John Paul Mulchay (JohnPaul)
#42 ranked lender in Nevada - 8 contributions

I'm sorry for your loss, jadenmercier78462185. As for obtaining a home loan, the answer is yes, as long as the extenuating circumstances can be documented. In your case, it sounds as if that can be accomplished. To know for sure what your options will be, I recommend a full underwritten approval (by an actual underwriter with a tbd address--not just a loan officer saying "sure" or an approval by a computer). Extenuating circumstances is subjective so obtaining full approval before you shop will allow you to do so with confidence.

Jun 2nd 2014
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Absolutely, please contact me at 702-355-5204 for details.

Jun 2nd 2014
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Nathan Kessler (nathan.kessler@guaranteedrate.com)
#44 ranked lender in Nevada - 76 contributions

Hello Jaden,I'd like to talk in more detail about your situation. I have many different programs that can possibly suit you, but you have a few moving parts that I would like to go over so that I can place my best foot forward. You can apply simply by clicking the link below, or call me and we can meet in my office to go over all of your options. I look forward to hearing from you.Check me out at the link below and get your free approval today!http://www.city1stlasvegas.com/EmployeeDetail.aspx?EmployeeI...Thank you for choosing City First Mortgage Services, Nathan T. Kessler | Sr. Mortgage Loan Originator City First Mortgage Services 8871 W Flamingo Rd Suite 202 Las Vegas, NV 89147 (C) 702.683.3126 | (F) 702.974.0848 | (O) 702-522-6743 nathan.kessler@city1st.com http://www.city1stlasvegas.com Company NMLS # 3117 | Branch NMLS # 819501 Individual NMLS # 377217 NV #46175

Jun 2nd 2014
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