Forgotten Your Password?

Need to Register?

Question Icon

harp 2.0 can a co-borrower be removed in a harp 2 refi, not an ex spouse, just an ex boyfriend?

harp 2.0 can a co-borrower be removed in a harp 2 refi, not an ex spouse, just an ex boyfriend?

by bethke_175_176 from Mundelein, Illinois. Apr 3rd 2012 Reply


John Paunan (jpaunan)
#25 ranked lender in Illinois - 22 contributions

yes...

Apr 3rd 2012
0
0
Ray Hazucka (r.hazucka@mybbmc.com)
#67 ranked lender in Illinois - 36 contributions

Beth, whether it's a spouse, boyfriend, or relative, they are considerd a co-borrower for those purposes. There are specificguidelines whether your loan is a FNMA or Freddie Mac in order to remove them. Do you know which your mortgage is?Ray

Apr 3rd 2012
0
0
William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,000 contributions

Yes.. you have to prove that you have made the payments for the last 12 months from your own funds, not a joint account.. williamAcres.com

Apr 3rd 2012
0
0
Bert Carpenter (BertCarpenter)
#39 ranked lender in Arizona - 1,815 contributions

Same rules apply. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

Apr 3rd 2012
0
0
Jerry Mlinar (jmlinar)
#21 ranked lender in Illinois - 6 contributions

Yes you can do that. Jerry Mlinar

Apr 3rd 2012
0
0
Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,225 contributions

It's possible, as always it depends on the details of your qualifications for the new loan.

Apr 4th 2012
0
0
Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,553 contributions

Yes

Apr 4th 2012
0
0
Shaun Fischer (shaun.fischer@guaranteedrate.com)
#66 ranked lender in Illinois - 9 contributions

Yes that is possible.

Apr 4th 2012
0
0
J.D. Peck (MortgageColoradoSprings)
#46 ranked lender in Colorado - 77 contributions

Yes, it is possible as long as you can provide detailed evidence that you have been making the payments on your own with no assistance for at least 12 months.

Apr 4th 2012
0
0
James Barath (JamesBarath)
#9 ranked lender in Indiana - 351 contributions

It is possible; however, as many have alluded the proof of payment history will be required. Illinois is both a community property state and an attorney state so you may wish to seek legal advice as to the impact that removing your "ex-boyfriend". Happy Good Friday!

Apr 6th 2012
0
0
Melvin List (melvinlist)
#142 ranked lender in Florida - 124 contributions

If they are coming off title and the deed you should be fine!I only lend in Florida!

Apr 7th 2012
0
0
Subscribe to our news feed.