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Have been an employee for two years, now being switched to a contractor, how can I get VA home loan, asap

by jan4hh_606_878 from Leesburg, Virginia. May 4th 2014 Reply


Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#77 ranked lender in Florida - 2,244 contributions

The quickest would be 30 to 45 Days if you were ready to go right now.

May 4th 2014
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Brad Shoemaker (bradley)
#75 ranked lender in Virginia - 10 contributions

by calling me ! 757 685 3913 brad

May 4th 2014
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Brad Shoemaker (bradley)
#75 ranked lender in Virginia - 10 contributions

you can do a manual underwrite if you cannot provide paystubs. It is quicker call. me (757) 685 3913 Brad

May 4th 2014
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I am buying in South Carolina, this will be a VA jumbo as well. Would have to do the manual underwrite.What are the rates? Thanks!

May 4th 2014
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Brad Shoemaker (bradley)
#75 ranked lender in Virginia - 10 contributions

are you now self employed?

May 4th 2014
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Brad Shoemaker (bradley)
#75 ranked lender in Virginia - 10 contributions

are you self employed now?

May 4th 2014
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It is a matter of timing, What are the considerations? There are options....of when etc. I need you to guide me down the right path, with all the steps.We have put an offer on a home in SC.

May 4th 2014
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Mike Silkworth (msilkw_195_870)
#31 ranked lender in Michigan - 527 contributions

Maybe - a lender would need to know more specifics. VA loans are the toughest in terms of continuity of employment. You would likely be OK if you are contracting with the same company and the pay is the same. How long you have worked there would play in also. If VA wouldn't work other loan types may. Reach out to a local lender as soon as possible. Good Luck

May 4th 2014
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