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Hello, I had a bankruptcy and it was discharged. I am now looking to purchase a home in another state. Where do I start?

by almeda671 from Lonoke, Arkansas. Jul 25th 2018 Reply


I would love to have one of our experienced loan officers go over the process with you!

Jul 25th 2018
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,486 contributions

More info needed, but in general.. all major derogatory events require a mandatory waiting period. Some are as short as 12 months, but most are 2 to 7 years depending on the loan program you qualify for. But without knowing the specific's, it's hard to advise you.. When did the BK discharge? last month or last year? Was there a home included in the BK? Have you reestablished credit? Do your current credit scores meet the minimum lending guideline requirements? Was your BK a 7 or 13?.. etc, etc, etc.. again.. more info needed.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893

Jul 27th 2018
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Brian French (bfrench)
#11 ranked lender in Arkansas - 52 contributions

Good morning!Lots to chat about. We are local AR lenders with branches in many other states. Give us a shout at 501-701-4851 or 501-276-6786. Can also be reached at bfrench@topflitefinancial.com.

Jul 30th 2018
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