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How Can I stretch my mortgage from 15 to 30 year

Hoping to space out the payment more and pay less for my mortgage every month. Whats the best plan? My credit is good but I have more bills so need to rearrange my spending by lenrinnick7463185 from Long Point, Illinois. Nov 11th 2014 Reply


James Barath (JamesBarath)
#9 ranked lender in Indiana - 351 contributions

The only way to change the amortization of your home loan from a 15 year term to a 30 year term is to refinance. If you would like to find out your refinance home loan options, visit http://ApplyWithJamesBarath.com and complete your secured online application today.

Nov 11th 2014
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Jericho Cherry (Jerichocherry)
#57 ranked lender in Virginia - 1,107 contributions

You can refinance from a 15 to 30 year mortgage.

Nov 11th 2014
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Anthony Battista (Anthony_Battista)
#75 ranked lender in Illinois - 14 contributions

Good Evening, The best way to lower you monthy payment would be to increase your term. To find out the best option to fit your needs please fill out the secure online application at https://secure.smartapp1003.com/101513/?loanofficerid=104919 or contact me at 815-260-9728. I am available any time. Thank You, Anthony BattistaTony@greatmortgagecompany.com

Nov 11th 2014
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Sam Perez (SamPerez)
#47 ranked lender in Illinois - 34 contributions

Thanks for the question. We can increase the term of your loan to lower your monthly mortgage payment. What kind of bills do you have? We can look at a debt consolidation option depending on your goals and current financial situation. If you have any further question or would like to talk about a few options please feel free to contact me any time. -Sam

Nov 11th 2014
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,588 contributions

you would need to refinance to lower your payment and change the length of the mortgage. Try contacting a LOCAL mortgage broker and apply with them. By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Nov 12th 2014
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Sean Young (SeanYoung)
#2 ranked lender in Colorado - 1,112 contributions

The only way is to refinance out of your current 15 year loan and into a new 30 year loan. Contact a local loan officer and have them present you all of your available options so you can see what will best fit your needs. Best wishes, Sean

Nov 12th 2014
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