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How can we find out if our current loan is Fannie or Freddie? Can Lender411 help?

We have our loan with US Bank. Does that mean we cannot qualify for HARP becuase it is not Fannie or Fredie? by BertCa_607_811 from Tustin, California. Feb 23rd 2012 Reply


Ralph Richard Guertin (ralph@absolutelowrates.com)
#0 ranked lender in Florida - 796 contributions

Contact a CA broker and they can assist you.... or go to fannie or freddie website and so it yourself, but I have seen people get wrong results doing it themselves....

Feb 23rd 2012
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Aaron Clowes (AC4Mortgage)
#534 ranked lender in California - 5 contributions

http://www.fanniemae.com/loanlookup/ https://ww3.freddiemac.com/corporate/

Feb 23rd 2012
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D Rah (Dhhbnhjnnb)
#552 ranked lender in California - 14 contributions

All you need to do is go on Fannie or Freddie website and put in your address to check whether your loan is from them or not.

Feb 23rd 2012
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Gilbert Ramos (VAHOMELOANS)
#488 ranked lender in California - 54 contributions

Hi Bert,Here are the 2 links to Fannie and Freddie Mac to see if your loan will qualifgy for the new HARP Program. http://www.fanniemae.com/loanlookup/https://ww3.freddiemac.com/corporate/US bank most likely is only servicing your loan. If the investor is Fannie Mae or Freddie Mac, you may qualify for assistance.Im here in the city of Temecula, Ca. Call me for great rates and exceptaional service.Gilbert RamosMortgage Partners, Inc.Nmls 286678 DRE 01351284(951) 551-0215 Cell

Feb 23rd 2012
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Brad Yzermans (HomeLoanArtist.com)
#514 ranked lender in California - 10 contributions

The guys who have answered already are spot on. Once you find out if Fannie or Freddie own your loan, call me (951) 215-6119 or go to www.homeloanartist.com and we'll confirm when they secured it. Because if it wasn't secured prior to June 1st, 2009, you won't be eligible for a HARP 2.0 refinance.Also, I'm located here in Southern California and already accepting applications for the HARP 2 refinance program. It's crazy how much people are reducing their rate and payment by each month.

Feb 23rd 2012
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Tiana Uribe (tiana._222_835)
#550 ranked lender in California - 1 contribution

Contacting a California broker will assist you in determining eligibility (if your mortgage loan is owned by Fannie or Freddie). We are starting to accept applications now with a hold on interest rate locks and full approval. We have conditional approvals available for eligible borrowers that meet the HARP 2.0 guidelines. You can complete an application on our website: www.trufinancialservices.com. We have been an Accredited Business with the Better Business Bureau holding an A rating for the past six years. Contact us to get started on lowering your payment!

Feb 23rd 2012
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Kiyoshi Inui (Kiyoshi)
#536 ranked lender in California - 109 contributions

Use the link below to verify if you're owned by Fannie Mae or Freddie Mac.FANNIE = http://www.fanniemae.com/loanlookup/FREDDIE = https://ww3.freddiemac.com/corporate/Keep in mind that your loan would have to be owned by either Fannie or Freddie prior to 6/1/2009 to utilize the HARP program.

Feb 23rd 2012
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Scott McPherson (ScottMcPherson)
#557 ranked lender in California - 25 contributions

You can certainly check yourself at the following link provided. This link is from the "Making Home Affordable govt. program" , it has Fannie and Freddie's phone number and websites to find out if your loan is owned by Fannie or Freddie. http://www.makinghomeaffordable.gov/tools/does-fannie-or-freddie-own-your-loan/Pages/default.aspx Did you purchase or take out your last mortgage loan prior to June of 2009? This date is important because it will determine if you are eligible for the program. US Bank most likely will sell to Freddie Mac but not 100% sure. Let me know if I can help. Thanks. Scott McPhersonC2 Financial CorpMortgage Loan ConsultantP: 619-609-7006F: 619-489-0034smcpherson@c2financialcorp.com www.sandiegoloanpro.com

Feb 23rd 2012
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Fannie and Freddie have their own web sites.Or go to: www.harp2loans.info

Feb 23rd 2012
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