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How fast after a loan close can we move into the house? Will they give the keys at closing?

What are the waiting factors? by jerome.holmes227 from Baltimore, Maryland. Oct 8th 2015 Reply


James Walls (jwalls)
#30 ranked lender in Maryland - 10 contributions

Hey Jerome,With a purchasing a home, unless stated otherwise at settlement you will receive the keys to the home and it's ready for occupancy. Please let me know if I can assist with financing.James Walls443-735-9781james@securedfundingcorporation.com

Oct 8th 2015
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Jesse Stroup (jessestroup)
#4 ranked lender in Idaho - 593 contributions

It all depends on when the mortgage company can fund the loan and the county records the deed. Once the county records; the home is yours. Jesse Stroup California Mortgage Professional www.CaliforniaHomeLoanLender.comwww.JesseStroup.comNMLS# 6229

Oct 8th 2015
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Sara Deere (Mortgagequeen2)
#16 ranked lender in Missouri - 608 contributions

Normally at closing you receive keys right after signing all the paperwork. If there will be a delay for any reason, a paragraph will include the information in the purchase sales contract or addendum.

Oct 8th 2015
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,747 contributions

That is a negotiated item as part of the purchase agreement. Most of the time you negotiate to take the property right away, 24-hours is also common. Talk to your real estate agent about this when making your offer.

Oct 10th 2015
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