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How long does it take to get a mortgage? Is it possible to get a mortgage and close in 30 days?

by tommyd108423 from Auburn Hills, Michigan. Jan 8th 2017 Reply


Jack Cyrul (Jack Cyrul)
#4 ranked lender in Michigan - 90 contributions

It's possible but everything would need to go perfectly!

Jan 8th 2017
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Linda Wintersteen (Linda123)
#63 ranked lender in Arizona - 1,250 contributions

Yes i work nationwide ,and I have great relationships with my underwriters since I was a underwriter before we are closing at 21 days .. lindaonthego@outlook.com

Jan 8th 2017
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If you have a property under contract, we can close within 30 days.Raymond SmithSmithraymond1@gmail.com

Jan 8th 2017
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John Burke (jburke)
#30 ranked lender in Texas - 187 contributions

Hi Tommyd108423,It depends on the program & the lender. For example:I'm 99% sure that Wells Fargo would not be able to close a loan in 30 days or less but I can. Another example is the program. Let's say you're looking at an FHA 203K loan. There is no way you'll get an FHA 203k loan closed in 30 days or less regardless of who the lender is.| Please feel free to contact me for more information or help. | John Burke | Senior Mortgage Banker | Great Plains National Bank http://www.valoansdoneright.com | (877)228-9069 | Lending in ALL 50 states

Jan 9th 2017
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Jericho Cherry (Jerichocherry)
#58 ranked lender in Virginia - 1,107 contributions

yes it is possible, but it depends on the loan program, the lender you are using and other factors.

Jan 9th 2017
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Mike and Jill Kohler (LenderMike)
#31 ranked lender in Pennsylvania - 56 contributions

Yes it is defnitely possible. One of my lenders can close a purchase loan in 21-25 days. You need to be very responsive to the mortgage loan officer working on your file. When they ask you for an updated piece of documentation, you need to get it to them that same day, not 5 days later, and then ask why your loan is not closing.

Jan 22nd 2017
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