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How long does it typically take to get a mortgage

So I have been kind of browsing property listings online. Driving by a few places in my area. I was wondering if I find a place I like how long does it typically take to get my to be the owner of the property? Do I place a big on the place first? by mac9392 from Hollywood, California. Jun 29th 2010 Reply


Nic Netherton (ColoradoLender)
#16 ranked lender in Colorado - 57 contributions

Shouldn't take any longer than 3 to 4 weeks as long as everything goes smoothly. Have you been prequalified yet?

Jun 29th 2010
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Marty Borges (mborges)
#255 ranked lender in California - 20 contributions

Approvals are under 48 hours once we have all documentation to submit. If all goes well you can close within 2 weeks as long as everyone does there part. Rates have hit record lows with the 30 year fix below 4.25%.

Jun 29th 2010
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Matt Davis (Matt Davis)
#153 ranked lender in California - 52 contributions

Hi Mac,Depending if the proeprty is owned by a lender or the people living in the home, it can vary from 30 days up to 90 days and beyond if the property will be a lender short sale. If it is listed by the person living in the home, it will follow what the offer and acceptance is written as, usually as a 30 or 45 day escrow.Best, Matt Davis

Jun 29th 2010
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Gregorio Denny (GVDenny)
#259 ranked lender in California - 380 contributions

Get pre-approved by a local mortgage broker and you should be able to close in 3 to 4 weeks. Gregorio Denny --WeFixRates.Com--

Jun 29th 2010
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Rudi Hofmann (CaPortfolioLoans)
#282 ranked lender in California - 380 contributions

As long as it's not a short sale, in-foreclosure or a REO. you should be able to close within 30 days. .... Happy funding, Rudi

Jun 30th 2010
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