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How many months worth of bank statements do I need to show?

First time borrwer here by draper211 from Clinton, Oklahoma. 22 days ago Reply


Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,363 contributions

For most standard loans, usually just the last two. There are many variables to this question. But could also be just one, or three. If doing a non-traditional loan, like a bank statement for income program, either the last 12 or the last 24. Your Loan officer can answer this easily once they see your application. I lend in MN WI IA SD ND. Find me at JoeMetzler.com - Cambria Mortgage NMLS 274132

21 days ago
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Bert Carpenter (BertCarpenter)
#1 ranked lender in Arizona - 2,284 contributions

Most traditional loan lenders require the last two full bank statements for accounts with money used for the transaction. If you are doing a cash-out refinance, we have investors that do not require any bank statements.Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Certified by The National Association of Mortgage Professionals as a Certified Veterans Lending Specialist.Licensed in AZ, CA, GA, IL, OR & WA... In fact, NEXA is licensed in all states except MA and NY so give us a call. ~ www.ApplyYes.com 480-889-9000.

19 days ago
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