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how soon after a purchase am I eligible to refi?

by rolandmkahn8235674 from Walnut Creek, California. Feb 20th 2014 Reply


Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,249 contributions

Pretty much immediately as long as there is a good reason to do so. Your last lender may not want you to for 6 months but there is no restriction. I can help: pdumouchel@primelending.com or 843-619-6025 http://pdumouchel.primelending.com **PrimeLending was the #4 purchase mortgage lender in the US in 2012 and 2013 as determined by MarketTrac(c) for Jan-Dec 2012 & 2013

Feb 20th 2014
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Robert Hanson (rhanson)
#38 ranked lender in Maryland - 646 contributions

Hi Roland,This depends on the loan program. Did you buy with an FHA, VA, or conventional loan? It also depends on whether you are trying to use an appreciated property value. (higher than what you paid for it) It also depends on whether you are trying to take any cash out of the refinance, or doing a rate and term. I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address for live chat or quote is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson

Feb 20th 2014
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Brian LeBars (brian_386_375)
#626 ranked lender in California - 3 contributions

Once the purchase is closed you can refinance. I would suggest you talk to a lender about any specifics. Feel free to contact me anytime. my website is www.loansquawk.com

Feb 20th 2014
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,728 contributions

So long as there is a "Net Tangible Benefit" to you, then you can do it any time.. Lower payment, lower interest rate, etc.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Feb 20th 2014
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Robert Le (robert_le)
#623 ranked lender in California - 36 contributions

you can refinance anytime. There is not restriction. Currently our rate with with FICO 740+, LTV 80% with no broker fee and no point is 4.25%. Call me at 714-943-6499 or email me Robert@gvlending.com Greenville Mortgage

Feb 20th 2014
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,729 contributions

In theory, immediately... In practice, there are a lot of missing answers. Why? Does it make sense? What are the costs... contact a local mortgage broker. Give them a full application, and let them review your exact situation. www.TwinCityHomeLoans.com

Feb 21st 2014
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