Forgotten Your Password?

Need to Register?

Question Icon

I am currently in an adjustable rate loan, and want to switch to a fixed rate. What kind of rate can I get? I have very little debt, and credit score is high 600's.

by reese531 from West Fairlee, Vermont. May 16th 2016 Reply

William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,727 contributions

Much more info needed to quote you..First, let me say that no reputable lender would quote you based on an internet post.. and anyone that does is probably someone you should avoid using... Understand we don't go by a credit score.. we go by the MID credit score of all 3 bureaus.. Also, how much are you financing? larger loan amounts get lower rates.. what is your loan to value? lower loan to value's get better loan pricing.. what type of property? Single family home? Condo? manufactured home? multi housing (ie.. duplex, triplex 4-plex).. each one of these property types has different loan pricing.. Is this property your primary residence, 2nd home, or investment.. loan pricing is different for all 3.. The bottom line is this.. there is no reliable source you can go to online and get an "Accurate" and reliable quote.. only speculation.. and speculation usually leads to disappointment.. If you want an accurate quote, you will need to pick up the phone and call a local mortgage broker and let them look at your complete loan profile.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 NMLS# 226347

May 16th 2016
Subscribe to our news feed.